如果你是一个小企业主, odds are good that your business is you and your spouses most important (and most valuable) asset. 你可能已经投入了无数的时间和大量的资源, 和其他大资产一样, 你想保护它. 即使你只是一家企业的合伙人或部分所有者, 或者你只是投资了它, 这些资产可以在此期间发挥作用 离婚.
如果你在读这篇文章，你可能 计划离婚，或者你已经开始了这个过程. 除了经济和情感上的损失, 如果离婚包含在和解协议中，那么它会对企业产生很大的影响, and the process can make it difficult for owners to focus on running their business because they’re distracted by personal turmoil, 情绪压力，会议和谈判.
Despite the fact that divorce is very common, many small business owners are unprepared for divorce. This article will provide you an overview of ways to protect your small business and tips on what to do in the unfortunate event of 离婚.
The importance of protecting your small business before initiating (or even considering) divorce cannot be overstated. 理想情况下，保护措施应该在结婚前就到位. 一旦离婚被提上日程, 如果你的生意不受保护, 不幸的是, 它可能在桌子上, 太.
虽然这可能是一个尴尬的讨论, 保护你的生意是至关重要的, 利益, 以及结婚前的投资. 毕竟, 你已经投入工作开始并发展自己的事业, 所以要努力保护它.
Making the discussion about anything but you and your spouse or fiancé (like your business, 员工, 孩子们, 投资者, or other people/entities that could be affected by 离婚) is a good way to raise the topic. 记住，你对员工、投资者和你的家人负有责任.
企业主的多样性, 的关系, 国家法律, 商业类型使每一桩离婚案都是独一无二的. 起作用的因素越多，它就会越复杂.
国家法律不同, and there are several factors that will be taken into account during 离婚 settlement. 这些包括行业和业务类型, 企业的正式/法律结构, 你的伴侣或配偶在公司中的角色, 当特定资产被收购时, 和孩子, 和其他很多.
如果你不确定从哪里开始, give our 阿尔伯克基 divorce lawyers a call at and we can provide you a case evaluation and provide you your options when initiating or responding to 离婚.
The most common way to protect your business is a prenuptial agreement (prenup).
A prenup is a binding contract signed by each partner before their wedding outlining what happens to all 资产, 财产, 以及离婚时的收入, 分离, 或死亡. 这是最快的, 简单的, and least expensive way to protect your small business in the event of 离婚. When one or both partners is a small business owner (together or with different 企业), 复杂性成倍增加, 所以强烈建议签订婚前协议.
With many New Mexicans waiting longer to get married than previous generations did, they tend to have more 资产 and 财产 they’d like to protect when they do decide to tie the knot. Some couples opt for a prenup simply to prevent the courts from making decisions about their important 资产 if their marriage ends.
Prenups must be written, free of coercion, and include full disclosure (no hiding 资产). 违反任何这些条件将使婚前协议无效. It’s recommended that each spouse have an attorney represent them for the process, 因为它可能很复杂. 每一方都有一名律师也增加了文件的合法性.
值得注意的是，在新墨西哥州, 婚前协议和婚后协议不能控制赡养费, 子女抚养费或子女监护权. 在离婚时必须还在诉讼中.
A frank discussion and some formal planning before marriage might save you (and your business) an incredible amount of financial hardship and frustration. 从一开始就决定哪些财产将被分开, 哪些是婚姻关系(下面有更多内容), 是最安全的方法吗.
If you don’t have a prenup, a postnuptial agreement (postnup) could still be an option. They contain the same vital information about 资产 and 财产, but they’re signed after marriage.
因为他们紧随其后, they’re not as strong as a prenup they also tend to be more thoroughly scrutinized by judges.
婚后协议通常是对现有婚前协议的更新. 随着你的家庭财务状况的发展, 业务(es), 继承, 财富, 或者其他因素, 婚前协议是双方决定收入的好方法, 债务, 资产, 所有的财产都将在将来被分割.
婚后协议也可以列出离婚的情况, a spouse is entitled to a set amount of money or a portion of 资产 before a certain date, which could help you protect future 收入 and 资产 you might acquire through your small business.
还有其他几种方法可以保护你的生意, 但它们必须在离婚(或结婚)前就到位. That's not to say you don't have options in the event of 离婚 if you haven't done these things. It just means you will likely need a good attorney to fight it out in court for you.
One option to reduce the impact of 离婚 on your business is to pay yourself a competitive salary. 如果离婚的话, 如果你不拿工资，把所有的钱都投资到你的生意上, your spouse could claim that little or none of your 收入 went into the household.
使用一个股东, 伙伴关系, 有限责任公司, 或者买卖协议也是一种很好的保护措施. These business structures and agreements can include provisions that protect the 利益 of the other business owner(s) if one gets divorced.
例如, your agreement can require that unmarried shareholders provide the business with a prenup before marriage, plus a waiver from the fiancé that removes them from any future interest in the business.
You can also forbid the transfer of shares without approval from any other partners or shareholders, or agree that they have the right to purchase the shares or interest of one or both of the divorcing parties so that the other owners(s) maintain control.
If you don't have a prenup or postnup or any other agreement and your going through 离婚, 基本上有三种选择. 你可以(1)买断你的配偶以保留企业的所有权, (2) you can sell the business and divide the profits or (3) you can remain co-owners.
保护你的小企业这样的资产, an important distinction to understand is the difference between separate and marital 财产
一般 单独的属性 包括婚前所有的财产, 仅由配偶一方继承的遗产, 只由一方(第三方)收到的礼物.
单独的属性, 就像婚礼前的小生意, can very easily become marital 财产 if not carefully protected and strictly managed. 一旦财产是混合收入在一个共同的银行账户, or something titled in each spouse’s name—it will almost certainly be considered marital 财产.
任何及所有其他财产, 收入, and 资产 acquired during the marriage by either spouse will be considered marital 财产. 这包括从银行账户到退休计划的一切, 对股票期权, 奖金, 佣金, 共同基金, 债券, 企业, 专业实践和执照, 房地产, 有限合伙, 车辆, 甚至退税.
有时, 如果单独拥有的财产在婚姻过程中升值, 这一增长也可以被视为夫妻财产.
如果可能的话, 你可以私下直接与配偶达成离婚协议, 这能让你避开州法律吗. 也有“无过错”离婚, 允许夫妻在没有任何指控或指责的情况下友好地结束婚姻. 大多数离婚都是通过协商达成和解，避免上法庭.
婚姻合同受州法律管辖, 如果你移动到不同的状态, 相应更新任何协议.
Genus Law’s motto is “Protect Your Success” because we specialize in helping clients who have a lot to be proud of. Thats also why we, unlike the other big law firms in town, only practice family law. 这意味着我们所有的能量, 技能, 经验, systems and processes are geared to getting you the best possible outcome in any divorce, 监护权, 赡养费 或子女抚养案件. 如果你需要帮助或有问题, call our 阿尔伯克基 divorce and 监护权 attorneys today at or fill out the contact form on this website